VSURE CFO helps you to get easy business loan approval from different banks and NBFC at lower interest rates with flexible tenure. So if you are looking for having unsecured business loan for your business marketing and daily routine expenses. You can get apply through us.
Yes, they are absolutely safe to avail, given the long duration they are availed for. The property you wish to purchase will be used as the collateral up till the time the loan is paid. The loan can also be pre-closed at your convenience.
The loan period starts at the tenure of 5 years and may be extended up to the tenure of 30 years. The tenure, however, depends upon the amount of loan which is applied for by the borrower and also his capacity of paying back.
Anyone who is self-employed or a salaried person may apply for a home loan. The income, however, has to be a regular source. Other criteria are the person must be aged 21 and above but not more than 65 years of age.
The documents are loan application form, passport size photographs, identity proof, residence proof, bank statement of 6 months, a copy of plan approved, Cost estimation/ valuation report from Bank’s (or finance company) authorised surveyor/evaluator, and allotment letter housing board/ NOC of the society/Builder etc. as well as any other land use certificate/other.
Yes, the borrower of the home loan can assign another individual as a joint holder of the account and both the individuals will be responsible for the loan. However, there has to be an immediate relationship between both the holders.
Home loans are provided on a fixed rate basis and also on a floating rate basis. The choice stands upon you and you may choose to go for the rate you want to. There is also a deal that institutions provide is the conversion of floating rates into a fixed rate.
Yes, you may make a lump sum payment before the due date and choose to close your loan. There is, however, a fine of around 2 to 3 percentage, which is a charge on the principal amount left outstanding at the time of foreclosure.
Home loans are generally of a long period and comprise a larger amount. Hence, the banks will have to go through your ability to pay back the loan to ensure you have sufficient funds. The basic criterion is the credit score of the person.
You may avail the perfect loan as per your requirement as there are many types of loans. They are land purchases, home purchase, home construction, home expansion/extension, home improvement, home conversion, and NRI home loans. You may avail of the loan as per your motive.
No, there is no permission given by any of the financial institutions to avail of a home loan with a friend or any other person who is not related to the borrowed in any way possible. There has to be an immediate relationship between the borrower and the joint holder.
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